“student Loan Debt And Lgbtq+ Individuals: Unique Challenges And Support” – Activists and students protest in front of the Supreme Court during a demonstration to cancel student debts in Washington, DC, on February 28, 2023.
The Supreme Court delivered two of the most anticipated decisions of the year. In a defeat for gay rights, the Supreme Court’s conservative majority ruled on Friday that a Christian graphic artist who wants to create marriage websites can refuse to work with same-sex couples.
“student Loan Debt And Lgbtq+ Individuals: Unique Challenges And Support”
The court ruled 6-3 for fashion designer Lorie Smith, despite a Colorado law that prohibits discrimination based on sexual orientation, race, gender and other characteristics. Smith argued that the law violates his free speech rights. Smith’s opponents have warned that a victory for her would allow a range of companies to discriminate. The court also struck down President Joe Biden’s student loan debt forgiveness program, which could have wiped out as much as $20,000 for some borrowers. Refunds due to resume at the end of the summer. Joining to discuss the decisions are Dalié Jiménez, professor of law and director of the Student Loan Law Initiative at UC Irvine, and Tobias Wolff, professor of law at the Penn Carey School of Law at the University of Pennsylvania, who writes and teaches in the areas of civil law, constitutional law and LGBT rights.
Supreme Court: Student Debt, Gay Rights, Affirmative Action Decisions
Recently, 11,000 people descended on Denver for the Psychedelic Science conference. Billed as the largest psychedelic conference in history, attendees paid $805 to roam the halls of the Colorado Convention Center attending keynotes, perusing vendor booths and networking. There was a lot of talk about the future: what would decriminalization look like? What is a viable business model? And how do users honor the native roots of these practices as psychedelics like ketamine and psilocybin move closer to the mainstream? Many are excited about their potential therapeutic use, even though psychedelics remain illegal in most states (some efforts are underway to decriminalize them, including in California). Joining us to talk about the conference and the state of psychedelics in America is Oshan Jarow, perfect future companion at Vox, where he focuses on economics, consciousness studies and varieties of progress, and Ingmar Gorman, psychologist and CEO of Fluence, which offers professional services training and workshops in psychedelic therapy for licensed mental health professionals.
Although they can occur billions of kilometers away from us here on Earth, we can learn a lot about ourselves from supernovae – stars whose cores collapse and explode at the end of their lives, creating a shock wave that destroys the rest of the planet. star, but also results in the creation of new ones. Not unlike supernovae, we as humans can experience periods of extreme turmoil that can lead to collapse or even self-destruction, but which ultimately lead to us being reborn as something new. So says Egyptian-American astrophysicist and science educator Sarafina El-Badry Nance, whose new memoir “Starstruck: A Memoir of Astrophysics and Finding Light in the Dark” follows her journey from a young girl who loved stargazing with her father. , to school days where she dreamed of being an astronomer, despite being told that math and science areas were not a place for women, much less women of color, to the discovery that she was a carrier of her father’s cancer gene, which led to her having a double mastectomy in her twenties. But Sarafina never stopped reaching for the stars, both figuratively and literally, and her dedication and perseverance have earned her National Science Foundation grants, a spot on Forbes’ “30 Under 30” list, and even an opportunity to serve as an analogue astronaut in a simulation. of Mars in Hawaii.
Today on AirTalk, guest host Julia Paskin talks to Nance about her new memoir, the challenges she overcame to realize her lifelong dream, and what she learned about herself and human nature from studying the stars.
Larry Mantle and LAist film critics Lael Loewenstein, Christy Lemire and Charles Solomon review this weekend’s new movie releases across theaters, streaming and on-demand platforms.
Facts About Student Loans
The Academy Museum of Motion Pictures and LAist Studios have teamed up for a multiseason audio series that examines the myriad stories of our cinematic history. Jacqueline Stewart, Director and President of the Academy Museum of Motion Pictures and MacArthur Fellow, introduces the series. Season two, titled “Close Up on Casting: The Hidden Role of Casting in Film History,” explores the immense influence that casting directors can have on a film’s success and actors’ career trajectories. Episodes include revealing interviews and in-depth conversations with OscarⓇ winners, film artists, industry leaders, activists, journalists and academics, as well as audio files and other exclusive content that will only be accessible through the podcast.
Larry speaks with Jacqueline Stewart about the podcast and this season’s focus on the importance of casting directors in the industry.
The second season premiered on June 15th and will release weekly episodes through July 20th. Episodes 1-3 are available now, wherever you get your podcasts. David and John Auten-Schneider, hosts of the Queer Money podcast, offer their perspectives on getting ahead financially
We and other personal finance experts have long talked about the financial challenges of the LGBTQ+ community. This includes access to equal housing, service protections and pay inequality because of sexual orientation or gender identity.
Canceling Student Debt Is Good Policy And Good Politics
To be fair, the LGBTQ+ community has made significant strides in recent years. The two most notable are the Supreme Court’s 2015 decision to guarantee marriage equality and the 2020 decision to ban discrimination in employment based on sexual orientation or gender identity. That progress has continued under the current administration, as President Joe Biden recently signed executive orders protecting LGBTQ+ people from housing and service discrimination.
A common and unique LGBTQ+ financial challenge is that many in our community are being left out of generational wealth.
Nearly half of LGBT adults say that at some point in their lives they have been rejected by a family member or close friend because of their sexual orientation or gender identity, according to a 2013 Pew Research Center study. This often includes financial support before, during, and after college.
According to a 2018 survey conducted by Student Loan Hero, LGBTQ respondents are $113,000 in student loan debt — about $16,000 more than the general population — leaving many to choose between taking on burdensome debt to get a college degree or worry about diminishing future earnings if they drop out of college.
The Debt Free Guys: Financial Obstacles Facing Lgbtq+ People
This lack of financial support from family members is also a driving factor in why 40% of homeless youth identify as LGBTQ, according to True Colors United.
While there is no one-size-fits-all solution to the LGBTQ+ generational wealth divide, this multifaceted approach aims to help people in this community avoid burdensome debt.
It could be argued that college is prohibitively expensive, but education beyond high school is critical. There is currently a shortage of specialists in business and technical fields, neither of which require a four-year university degree. Both can be achieved through affordable technical and trade schools or even paid apprenticeships.
From plumbing to glass blowing, web development and game design, there are many options for continuing education and high-yielding careers that don’t require the expense of a traditional college education.
A Majority Of Voters Support Student Loan Debt Relief Through The Higher Education Act
There’s a lot to be said for going straight to college after high school. Many people may never have earned their college degree any other way. But the cost of paying for college has steadily increased in recent years. So it makes more sense than ever to work a few years first to gain experience and save money for college. In fact, you may find an employer willing to pay for part or all of your college education.
For LGBTQ+ people, there are scholarships and university grants. A good place to start this search is with the Human Rights Campaign (HRC) database of scholarships for LGBTQ students.
All is not lost if you are halfway there or have already graduated from college. There is also the Employer Reimbursement Participation Act (EPRA) – a bill passed last year that is scheduled to run through 2026 and allows employers to contribute $5,250 in annual assistance towards tuition to be remitted to meet the cost of education that employees have already achieved. .
As Dr. Martin Luther King Jr. famously said, “The arc of the moral universe is long and bends toward justice.”
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There is no doubt that it is bending towards justice in the LGBT community. The solution is that we must recognize this.
This means that while we live our best lives today, we must consider our long-term financial security and the lives we want to live when we are older. To be clear, living our best lives today and having the financial well-being to live our best lives in the future are not mutually exclusive.
It’s talking to our friends and family about money, working with a Money Coach at a Capital One Café or another financial planner to recognize what matters most to us today and what we want in the future.
It is because of these challenges and opportunities that we are strong advocates of LGBTQ financial independence and why we are proud to partner with Capital One. While people have different experiences, Capital
The Student Loan Crisis For Families
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